Vail Valley Happenings

Down Payments Are Smaller Than They’ve Been Since 2021

By KCM Team
Posted by Estefany Pena on July 09, 2026 in  uncategorized
  Saving for a down payment can feel like the hardest part of buying a home. And with affordability as tight as it’s been lately, it’s fair to wonder how anyone manages it right now. Here’s something you may not have seen coming.  Some people are getting their foot in the door with a smaller down payment. According to Realtor.com, the typical buyer put down about $23,400 in early 2026 – that's around $5,000 below what was typical the year before (a 19% drop year over year). That... read more
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Buying a Home? Here's What You Should Know About Home Insurance Costs

By KCM Team
Posted by Estefany Pena on July 30, 2026 in  uncategorized
  If buying a home is on your radar, you've probably been keeping an eye on mortgage rates and home prices. But don’t forget about homeowners insurance.  Homeowners insurance has always been part of owning a home. But over the past few years, it's become a larger expense for many homeowners – something that's especially frustrating when affordability already feels tight. The good news? While premiums are still rising, the latest data shows those increases are beginning to slow. Here's what ... read more
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